Are You Prepared for Long-Term Care Costs? Protect Your Estate with Expert Planning

Planning for the future can be daunting—especially when faced with the rising costs of long-term care. Many families struggle to navigate the complex care system while trying to preserve their assets.

We Can Help You:

  • Understand Your Funding Options: Discover whether you or your loved ones are eligible for NHS Continuing Healthcare (CHC)—a package of fully funded care based on health needs, not financial status.
  • Reduce Your Care Costs Through Estate Planning: Implement tailored strategies to protect your wealth while ensuring access to quality care.
  • Navigate Complex Assessments and Appeals: Challenge incorrect decisions through the NHS appeals process with our expert support.

Why Estate Planning is Essential for Long-Term Care

The cost of care in the UK has risen sharply:

  • Residential Care: £41,600 per year on average
  • Nursing Home Care: £56,056 per year

Without proper planning, these costs can quickly deplete your estate, leaving little for your family.

How Estate Planning Protects Your Wealth:
✔️ Life Interest Trusts: Safeguard assets by leaving your estate to a trust instead of directly to a surviving spouse, ensuring it won’t be used for care costs.
✔️ Lifetime Asset Transfers: Reduce your estate’s value through gifts or trusts while staying compliant with local authority rules.
✔️ Avoid Deliberate Deprivation: Get professional advice to prevent authorities from challenging your asset transfers.

Unlock the Benefits of NHS Continuing Healthcare (CHC)

Did you know?

  • CHC funding covers the full cost of care for those with significant health needs.
  • It’s available regardless of income or savings, yet many families miss out due to a lack of awareness or incorrect assessments.

We can assist with:
🔹 Eligibility Assessments: Ensure the process is fair and thorough.
🔹 Appeals: Challenge incorrect decisions through a proven two-stage process.
🔹 Retrospective Claims: Recover funds for unassessed care periods—over £400m has already been reimbursed by the NHS.

What Sets Us Apart?

💡 Tailored Advice: Every family is unique. We craft personalised solutions to meet your specific needs.
💼 Expert Guidance: Our team of estate planners and care funding specialists has a deep understanding of the system.
🤝 Peace of Mind: We simplify the complex, giving you confidence and clarity in your decisions.

Let’s Start the Conversation

Don’t leave your future to chance. Book a free, no-obligation consultation with us today. We’ll walk you through the steps to protect your wealth and ensure the best possible care for you or your loved ones.

📆 Schedule a Call or Teams Meeting
📧 Email us at info@bptrust.co.uk
📞 Call us at 01582 761121